PROPERTY INSURANCE
Owning a home or any real estate is exciting—there’s so much to love! But it also comes with a few responsibilities, like making sure you have property insurance. This handy safety net helps cover financial losses if your property gets damaged and even steps in to protect you if someone gets hurt on your property and decides to sue.
Types of Property Insurance
Homeowners Insurance – Own a house, condo, or townhouse? Homeowners insurance has your back! It helps protect your home, your belongings, and even provides liability coverage if something unexpected happens.
Renters Insurance – Renting your place? Renters insurance is here to make life easier. It covers your stuff if it gets damaged or destroyed and even offers liability protection if someone gets hurt at your place.
Condo Insurance – Condo owners, we’ve got you covered! Condo insurance protects the inside of your unit, your personal belongings, and provides liability coverage for any accidents in your space.
Flood Insurance – Floods happen, but flood insurance has your back. Whether it’s heavy rain, hurricanes, or even a plumbing oops, this will protect you from flood-related damages.
Landlord Insurance – Renting out your property? Landlord insurance is your go-to. It protects your investment and gives you peace of mind while your tenants enjoy the space.
What Does Property Insurance Cover?
- The Building: This includes the physical structure of your home, along with any attached features like garages or decks.
- Detached Structures: Coverage also extends to standalone structures on your property, such as storage sheds or fences.
- Personal Belongings: Your items, including furniture, electronics, and clothing, are protected against damage, theft, or destruction.
- Liability: Provides protection against legal claims if someone is injured on your property or if your family or pets cause damage.
- Loss of Use: Covers additional living expenses, such as hotel stays or dining out, if your home becomes uninhabitable due to damage.
Keep in mind, property insurance typically does not cover floods, earthquakes, or general wear and tear. Separate policies or endorsements are required to protect against these risks.
Owning a home or property comes with its share of responsibilities, and property insurance is one you can’t afford to skip. Think of it as your safety net, protecting you from costly repairs when unexpected damage strikes. Plus, it’s got your back with liability coverage if someone gets injured on your property and takes legal action. Peace of mind starts here!
In conclusion, we at Insurance Company Bexley Ohio are here to help you protect what matters most and secure your financial future. Our team of friendly, experienced professionals is dedicated to providing personalized service and customized coverage to fit your unique needs. Thank you for choosing Insurance Company Columbus Ohio—we’re excited to be your trusted insurance partner!
