FLOOD INSURANCE
Living in a flood-prone area? Protecting your property with flood insurance is one of the smartest decisions you can make. It’s not just about financial coverage; it’s about peace of mind knowing you’re prepared for the unexpected.
It helps cover damages to your property caused by floods. Regular homeowner’s insurance usually does not include flood protection. That’s why having a separate flood policy is essential if you live in an area prone to heavy rainfall, hurricanes, or rising water levels.
Floods canhappen anywhere, not just in high-risk zones. Even a few inches of water can lead to significant expenses. With insurance, you can avoid paying out of pocket for repairs to your home or replacement of damaged belongings.
Plus, lenders often require insurance if your property is in a flood zone. Beyond meeting those requirements, it’s a proactive way to safeguard your family’s future.
What Does it Cover?
For the Structure
- Foundation and Floors: Repairs to damaged flooring or foundations.
- Built-in Appliances: Coverage for water-damaged dishwashers, ovens, or HVAC systems.
For Personal Belongings
- Furniture and Electronics: Compensation for items ruined by floodwaters.
- Clothing and Essentials: Ensures items like clothes are replaced quickly.
Coverage varies by policy, so it’s important to understand the details before purchasing.
Getting insurance starts with choosing a reliable provider. Discuss your risk levels and tailor a policy that suits your needs. Don’t wait for flood season to take action—be prepared all year round.
At Insurance Company Bexley Ohio, we believe in keeping you protected with affordable and customizable flood insurance policies. Call us today for a free consultation, and get covered with confidence.
